Insurance Basics — Quick Check Δ Step 1 of 3 33% InstagramThis field is for validation purposes and should be left unchanged.Name(Required) First Email(Required) Your plan has a $1,000 deductible. What does that mean?(Required) You pay $1,000 every time you visit the clinic You pay the first $1,000 of covered costs each year — then insurance begins sharing the cost Insurance pays the first $1,000, then you pay the rest It’s a monthly fee you pay to keep your plan active That’s right! – The deductible is the amount you pay before your insurance starts sharing the cost. Everyday medical bills — office visits, imaging, lab work — all count toward it, little by little.Good try — here’s the key idea – The deductible is the amount you pay before your insurance starts sharing the cost. Everyday medical bills — office visits, imaging, lab work — all count toward it, little by little. Your visit bill is $100. Your plan pays 80% and you pay 20%. That 20% is called…(Required) A copay A deductible Coinsurance An out-of-pocket maximum That’s right! – Coinsurance is a percentage split — insurance pays $80, you pay $20. A copay is different: a fixed dollar amount (like $30) you pay when you check in. Simple and predictable.Good try — here’s the key idea – Coinsurance is a percentage split — insurance pays $80, you pay $20. A copay is different: a fixed dollar amount (like $30) you pay when you check in. Simple and predictable. Your treatment needs preauthorization. What happens — and what do you need to do?(Required) You call the insurance company and negotiate the approval yourself Nothing can start for at least 90 days, by law You pay upfront and get reimbursed once it’s approved Our team submits the paperwork, insurance reviews it, and we track the approval for you That’s right! – Exactly — submit, review, approval, treatment. Approval time varies by insurance company, but our team handles the paperwork and tracks it for you. Your only job is to keep moving forward.Good try — here’s the key idea – Exactly — submit, review, approval, treatment. Approval time varies by insurance company, but our team handles the paperwork and tracks it for you. Your only job is to keep moving forward. Helping You Move Better. Feel Better. Live Better.